When you have been rear-ended in an auto accident in Monroe, Louisiana, the most frustrating part of your experience can be negotiating a fair settlement with the insurance company. An insurance adjuster may reject your claim or try to offer a settlement that does not reflect what your case is worth. 

As a result, you may feel that you are alone as you accumulate substantial debt from medical expenses, lose pay from being out of work, or go through a painful recovery process – all because you were hit by a negligent driver. 

How do insurance companies get away with rejecting a claim or paying out so little? Furthermore, why do victims lose auto accident cases that may seem so clear cut?

Establishing Liability and Case Value in an Auto Accident Claim

In my experience, I’ve observed that drivers who have been hit by another car often lose their case for two reasons:

1. Failure to Establish Fault or Liability

Whether you are dealing directly with the insurance company or presenting your case in court, the most compelling part of your claim is your ability to provide evidence. What type of evidence do I typically obtain for clients?

  • Eyewitness accounts

  • Photos or video footage of the accident

  • Official accident reports such as a police report

  • Medical documents

  • Expert testimony

2. Failure to Establish Case Value

Even if you establish liability after you have been rear-ended, you may not know what your case is actually worth. As a result, you may accept the first offer from the insurance company, which may not reflect the total amount of your damages. 

When I work with personal injury victims who have been hit by another car, I go over every detail of how the accident impacted their life. We cover areas such as:

  • Medical expenses 

  • Lost pay or benefits

  • Disability or disfigurement

  • Pain & suffering

  • Loss of consortium (companionship)

  • Total property damage

While it is impossible to put an exact figure on your case value, my goal is to go for the maximum compensation possible to cover all of your economic and noneconomic damages. I fight to negotiate a fair settlement with the insurance company. 



Why You Need a Personal Injury Attorney

Navigating the complex legal system after you’ve been rear-ended can be an uphill climb. It can especially be a challenge dealing with the insurance company if you are in recovery. Furthermore, the medical bills are already coming in, and you've been out of work for several days. You may feel overwhelmed.

Having a law firm in Monroe, Louisiana, in your corner can give you the legal leverage you need to take on the insurance company and get the compensation you deserve. Here at the Bruscato Law Firm, my team and I can manage your case from start to finish. We perform a wide range of legal services such as:

  • Provide legal consultation and guide you through the litigation process

  • Obtain evidence of fault and liability

  • Determine what your case is worth

  • Develop a legal strategy to get you the maximum compensation

  • Engage with all relevant parties on your behalf

  • Fight to get you a fair settlement from the insurance company

If you have to file a lawsuit, we also represent you in court. We continue to fight to protect your legal rights and help you win your case. 

Statute of Limitations in Louisiana for a Personal Injury Claim

Louisiana grants a one-year statute of limitations on personal injury cases, under Louisiana Civil Code section 3492. If you fail to file a lawsuit within the one-year period, you may be unable to take legal action to pursue a recovery. So, if you were in a car accident and believe the other party is at fault, act now before the deadline passes.


If you have been rear-ended in an auto accident, then you have the right to explore your legal options and recover your damages. The Bruscato Law Firm is here to help you win your case. I provide comprehensive legal services for victims of auto accidents. To get legal representation from a car accident attorney in Monroe, Louisiana, contact me at 318-855-1613 or fill out the form below to schedule a free consultation.