What To Do After a Rideshare Accident in Monroe, LA : Tips from Your Uber & Lyft Accident Lawyers
Accidents involving rideshare or delivery drivers in Monroe, LA can complicate the path to compensation. Whether you were hit by an Uber, Lyft, or DoorDash driver, or were a passenger in a rideshare vehicle, it’s important to understand your rights in Monroe and the steps needed to protect them.
At Bruscato Law Firm, we’ve helped numerous clients navigate the complexities of these cases. Here's what you need to know and do after an accident involving a rideshare or delivery driver.
Immediate Actions to Take After a Rideshare Accident
Your safety is the priority. If possible, move to a safe location to avoid additional accidents or injuries. Check yourself and others for injuries, and immediately call 911 to report the accident. Request medical assistance if necessary. The police report generated at the scene will serve as an important document when filing your insurance claims or pursuing legal action.
While waiting for emergency services to arrive, gather crucial evidence that will support your claim. Take photos and videos of the accident scene, the involved vehicles, and any injuries. Ensure you collect the following information:
The driver’s name, contact details, and driver’s license.
The license plate number and vehicle description.
Rideshare or delivery driver’s insurance details.
Employer or platform information (Uber, Lyft, DoorDash, etc.).
Witness contact information.
Additionally, note the driver’s status at the time of the accident—whether they were actively working, such as transporting a passenger or delivering an item, as this affects insurance coverage.
Seek Medical Attention Promptly
Even if you feel fine immediately after the accident, it's important to seek medical attention. Some injuries, like whiplash or internal trauma, may not show symptoms right away. Immediate medical documentation linking your injuries to the accident can be vital for your claim, even for minor injuries. Keeping a record of:
Photos of visible injuries.
Doctor’s reports and prescribed treatments.
A journal of pain levels and symptom changes. will provide critical support if you need to pursue a personal injury claim.
Understanding Insurance Coverage in Lyft or Uber Accident
One of the key aspects of a rideshare or delivery accident is understanding how insurance coverage works. Insurance policies vary based on the driver’s status:
Off-Duty: If the driver was not working at the time of the accident, their personal insurance is likely to apply.
On-Duty Without a Passenger or Delivery: In this case, the rideshare or delivery company may offer limited coverage.
On a Trip/Transporting a Passenger or Delivery: When the driver is actively working, the company’s insurance provides higher liability coverage, often up to $1 million.
Make sure to inform your auto insurance provider about the accident. Additionally, consult an attorney before contacting the rideshare or delivery company’s insurance, as you may need to avoid giving a recorded statement that could be used against you.
Legal Considerations From Local Uber & Lyft Accident Lawyers in Monroe, LA
In these cases, determining fault is crucial. Collect evidence, such as photos, witness statements, and police reports, to build a strong case. Louisiana follows a pure comparative fault system, meaning your compensation may be reduced based on your level of fault. If you are found 30% at fault for the accident, for example, your settlement will be reduced by 30%.
Compensation can cover several types of damages, including:
Medical expenses, both current and future.
Lost wages or a decrease in earning capacity.
Pain and suffering.
Property damage.
You may also be eligible for compensation from various sources, including the driver’s personal insurance, the company’s insurance, or your own uninsured/underinsured motorist coverage if applicable.
The Importance of Hiring a Personal Injury Attorney
Navigating a rideshare or delivery accident claim can be complex. Multiple insurance companies, differing liability rules, and various legal hurdles can make the process confusing. Hiring an experienced personal injury attorney is essential to protecting your interests. Your attorney can handle insurance negotiations, file claims, and, if needed, take legal action on your behalf.
It’s important to be cautious of insurance companies offering quick, low settlements. These initial offers may not reflect the true scope of your injuries and damages. An attorney can help you assess the full extent of your injuries and ensure you receive fair compensation.
How Bruscato Law Firm Can Help
At Bruscato Law Firm, we specialize in helping individuals who have been injured in accidents involving rideshare or delivery drivers. Our legal team has extensive experience navigating the complexities of these cases and Louisiana’s unique comparative fault laws. If you’ve been injured in a rideshare or delivery accident, contact us today for a free consultation. We will guide you through every step of the process, ensuring your rights are protected and that you receive the compensation you deserve.
By taking immediate action, gathering evidence, and securing experienced legal representation, you can effectively protect your rights and increase your chances of obtaining fair compensation.