What to Expect From a Car Accident Settlement

Many of the clients that I work with have either never been injured in a car accident or have never filed a claim against an at-fault party. As such, they never really know what to expect from a car accident settlement. For this reason, I believe it’s important that you find a car accident attorney in Monroe, Louisiana who understands what you are going through and can help you fight for a fair legal settlement.

A car accident settlement typically involves receiving compensation for damages. These damages may include medical bills, disability, lost wages, property damage, pain and suffering, or any other noneconomic damages.

My job as your attorney is to help you prove that the other party is responsible for your accident and how their negligent actions led to your injuries and any other damages. In addition, my job is to negotiate the maximum compensation possible with the insurance company based on the actual value of your case.

What is the Value of Your Case?

If you ever hear the term case value it usually is referring to how much your case is worth based on the sum of your financial or noneconomic losses. The value of your case is determined by a number of different factors, such as the circumstances of your accident, who is at fault, and the extent of your damages. In most car accident cases, your settlement may factor in any number of the following criteria:

Medical Expenses

It is important that you keep all documents, medical reports, and receipts of medical services provided to you after your accident. These services may include:

  • ER visits
  • Hospital stay
  • Surgical care/ICU
  • Medical devices
  • Doctor checkups
  • Prescription medication

Remember, the better your recordkeeping, the more effectively we can demonstrate the severity of your situation and pursue your claim.

Lost Wages or Benefits

You may be out of work for several weeks, as you recover from your accident. During that time you may not receive a paycheck from your employer. If so, you can account for lost pay, tips, and any lost benefits. If you are disabled, you may also be eligible to draw disability or income based on any lost future earning capacity.

Pain & Suffering

Pain and suffering is considered noneconomic damage that covers a wide range of hardships such as severe physical pain and discomfort, loss of quality of life, loss of consortium, or any mental or emotional anguish that you may experience after the accident. If you seek counseling or therapy for depression or anxiety, you may be able to add those expenses to your claim as well.

Wrongful Death

In a wrongful death suit, the accident affects the rest of the family on a significant emotional level. Therefore, compensation may extend beyond any immediate expenses. Your family may be compensated for lost earning capacity from the deceased, as well as any lost benefits, retirement, funeral expenses, pre-death medical costs, pain and suffering, or property damage.  

Keep in mind that it is impossible to determine the exact value of your claim. My goal is to negotiate a settlement with the insurer based on the extent of your economic and noneconomic losses.

Negotiating With the Insurance Company

The most challenging part of a car accident settlement is dealing with the insurance company. An insurer may reject your claim or offer a settlement that does not reflect the true value of your case. Furthermore, insurance companies will often lead you to believe that their decision is final and that you have no other options 

This is why it can be so crucial to consider hiring legal counsel before speaking with the insurance company. Insurers can and will hold what you say against you, and will use anything they can to reduce the compensation that they’re required to pay for your losses. As an experienced car accident attorney in Monroe, Louisiana, I can help you in the following ways:

  • Investigate your accident
  • Obtain evidence that can prove fault and liability
  • Estimate the value of your case
  • Engage with the insurance company on your behalf
  • Fight for a fair settlement or the maximum possible payout
  • File a lawsuit if the insurer refuses to settle

As your attorney, I can provide the legal leverage you need to build a strong case so that you can take on the insurance provider and pursue the justice you deserve. You don’t have to fight for your rights on your own.

Contact a Skilled Car Accident Attorney in Monroe, Louisiana

With the right legal representation, you may be able to get the maximum insurance settlement that reflects what your case is truly worth. My law firm, Bruscato Law, is here to help guide and support you every step of the way. Call or reach out to my firm today so that I can help you pursue the compensation you need to recover from your injuries.


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